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“The Domino Effect: How Bank Failures Impact Gold and Precious Metal Prices”


The recent significant bank failure, Silican Valley Bank (SVB), which is the largest since the 2008 financial crisis, has sparked a renewed bullish sentiment in the gold market. Analysts predict that the increased demand for safe-haven assets will drive gold prices higher in the coming week.

Silicon Valley Bank

SVB specialised started about 40 years ago its clientele primarily comprised individuals and companies in various sectors, including technology, life science, healthcare, private equity, venture capital, and premium wine industries. The bank was particularly influential among Indian start-ups, as it was one of the few financial institutions that was willing to serve C corporations whose founders did not possess Social Security numbers

Collapse of SVB

In order to service SVB’s insured deposits, the FDIC established a new bank called the Deposit Insurance National Bank of Santa Clara. However, in 2022, SVB experienced significant losses due to an increase in interest rates and a major decline in growth in the technology industry, where the bank had a substantial amount of liabilities. According to reports, SVB had unrealized losses exceeding $15 billion for securities held to maturity as of December 31, 2022. Eventually, a bank run fueled by tech industry investors and inadequate risk management led to the bank’s collapse in early March 2023.

The Domino Effect of Bank Failures

Bank failures can increase gold prices as they erode investor confidence in the banking system and the stability of fiat currencies. When a bank fails, it may trigger a chain reaction of financial panic, causing investors to seek safe haven assets such as gold as a hedge against market instability.

Additionally, bank failures can lead to central banks and governments implementing policies that increase the money supply or lower interest rates to stimulate the economy. These measures can lead to inflation and weaken the value of fiat currencies, making gold a more attractive investment option as it maintains its intrinsic value over time.

Therefore, in times of economic uncertainty and bank failures, gold prices tend to rise as investors flock to the perceived safety and stability of gold as a store of value.

The Impact of the 2008 Financial Crisis on Gold Prices

The global financial crisis of 2008 had a significant impact on the price of gold. In the early stages of the crisis, investors were uncertain about the stability of the financial system and the value of fiat currencies. As a result, many investors turned to gold as a safe-haven asset to protect their wealth.

The increased demand for gold led to a surge in its price, as investors sought a hedge against the market instability and inflationary pressures. Gold prices rose from around $800 per ounce in late 2008 to a high of over $1,900 per ounce in September 2011.

Furthermore, the crisis led to central banks and governments implementing expansionary monetary policies to stimulate the economy and prevent a complete financial collapse. These policies, such as quantitative easing and low-interest rates, increased the money supply and weakened the value of fiat currencies, making gold a more attractive investment option.

Overall, the 2008 financial crisis had a significant impact on the price of gold, driving demand for the precious metal as a safe-haven asset and leading to a sustained period of price growth.

Current Market Conditions and Predictions for Gold Prices

As global economic uncertainty persists, analysts are predicting that gold prices could reach $1,900 per ounce, similar to the levels seen during the 2008 financial crisis. The current market conditions, including low-interest rates and inflationary pressures, are fueling demand for gold as a safe-haven asset. Additionally, ongoing geopolitical tensions and the COVID-19 pandemic are creating an environment of economic instability, which is causing investors to seek the perceived safety of gold. With these factors in mind, analysts believe that gold prices will continue to rise in the coming months, potentially reaching the levels seen during the GFC.

According to analysts, gold is expected to maintain its appeal as investors seek to safeguard themselves against inflation and potential financial instability. Furthermore, analysts have observed that the collapse of SVB may indicate the conclusion of the Federal Reserve’s tightening cycle.


The recent collapse of Silicon Valley Bank (SVB) has reignited interest in the gold market, as investors seek safe-haven assets to protect themselves against financial turmoil and inflation. Bank failures erode investor confidence in the banking system and fiat currencies, leading to a surge in demand for gold as a store of value. The 2008 financial crisis had a similar effect on gold prices, driving demand for the precious metal as a safe-haven asset and leading to a sustained period of price growth. With ongoing economic uncertainty and geopolitical tensions, analysts predict that gold prices will continue to rise, potentially reaching the levels seen during the global financial crisis. In this environment, gold is expected to remain an attractive investment option, particularly as central banks and governments implement expansionary monetary policies to stimulate the economy. Overall, the collapse of SVB serves as a reminder of the importance of diversification and the role of gold as a hedge against market instability.

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LBMA Approved Gold Bullion: What It Is and Why It Matters for Investors

As an investor, you may have heard the term “LBMA approved gold bullion” thrown around. But what exactly does it mean, and why is it important for your investment portfolio? In this post, we will delve into what LBMA is, why it is a global standard, and explain LBMA accreditation in simple terms.

What is LBMA?

LBMA stands for the London Bullion Market Association, an international trade association that represents the wholesale market for gold and silver in London. It was founded in 1987 by the Bank of England and a group of bullion traders in response to growing concerns about market transparency and integrity.

The LBMA operates on a not-for-profit basis and sets standards for the quality and production of gold and silver bars. It also oversees the Good Delivery List, which is recognized as the international benchmark for the quality of gold and silver bars.

Is it a global standard?

Yes, the LBMA is recognized as a global authority on the physical precious metals market, and its standards for gold bullion are widely accepted by traders, investors, and refiners around the world. To be approved by the LBMA, a manufacturer must meet strict criteria regarding the quality and purity of their gold, as well as their production processes and ethical standards.

LBMA approved gold bullion is widely traded and accepted in international markets, and it is often the preferred choice for institutional investors and central banks. When you invest in LBMA approved gold bullion, you can be confident that you are getting a product that meets the highest standards of quality and purity.

LBMA accreditation explained in simple terms

LBMA approved gold bullion refers to gold bars or coins that a manufacturer approved by the LBMA has produced. To maintain LBMA approval, a manufacturer must meet strict criteria regarding the quality and purity of their gold, as well as their production processes and ethical standards.

LBMA approved gold bullion is widely recognized and accepted in international markets, which can make it easier to buy and sell your investment when you need to. When you buy LBMA approved gold bullion, you can be confident that you are getting a product that meets the highest standards of quality and purity.

Where can you buy LBMA accredited gold bars?

At J Blundell and Sons, we only sell LBMA approved gold bars with full certificates, so you can invest with confidence. In addition, our gold bars come with full certificates, providing you with proof of their authenticity and purity. This can give you peace of mind when buying and selling your investment. Please head to Gold bars page

In conclusion, LBMA approved gold bullion is an important consideration for investors who are looking to invest in gold. By choosing LBMA approved gold bullion, investors can be confident that they are getting a product that meets the highest standards of quality and purity, which can be important if they are using the gold for investment purposes. If you are looking to invest in gold, be sure to do your research and choose a reputable dealer that offers LBMA approved gold bullion.

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Why Should You Invest in Physical Gold? | JBlundell and Sons Ltd

Physical gold has become an increasingly popular investment choice over the years. Investors are drawn to its stability, liquidity, and portability. This makes it a great option for those wanting to diversify their portfolios by adding tangible assets that have stood the test of time.

Gold is seen as a safe-haven asset because it is less volatile than other investments like stocks and bonds. It also acts as a hedge against inflation since its value tends to rise when inflation does. Gold prices usually increase when investors want security during times of economic or political disruption, making it a reliable form of protection in uncertain markets.

Another benefit of investing in physical gold is that it’s easy to buy and store safely. You can purchase gold coins, bars and bullion from JBlundell & Sons’ various locations across the UK. Our staff can help you find the right product for your specific needs or budget. We also offer secure storage solutions to protect your investment from theft or damage.

Gold is an ideal long-term investment that provides a solid base for diversifying your portfolio. It has proven itself time and again as an effective hedge against risk and inflation, making it a dependable choice when considering how to invest your money. With JBlundell & Sons, you can rest assured that you’re getting quality gold products at competitive prices with reliable service and support every step of the way. Contact us today to learn more about investing in physical gold. We look forward to helping you achieve your investment goals!

Thanks for reading! Stay informed about the latest gold news and trends by following JBlundell & Sons on social media. We post updates weekly so you never miss a beat! Feel free to reach out if you have any additional questions or would like to get started investing in physical gold today. Together, we can make your investments secure and successful. Happy investing!

JBlundell & Sons Ltd, Investing in Physical Gold. Secure Your Future. Make It Happen. Contact Us Today. Let’s Get Started!

British Sovereign gold coins on rustic wooden background
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How to assess the quality of Gold investments

Investing in physical Gold has long been considered a safe and reliable way to protect your wealth against inflation and economic uncertainty. 

But, not all Gold investments are equal. When you are buying Gold coins and bars, it is important to assess their quality and purity before making any purchase.

The quality of a Gold investment can greatly impact its value and durability over time. Factors such as weight and size, appearance and finish, brand and reputation, and certification and authentication should all be taken into consideration. 

A reputable and trustworthy Gold dealer will provide you with detailed information about these factors, giving you peace of mind that you are investing in a high-quality product that will stand the test of time.

It’s also important to check the purity of your Gold investment. The purity of Gold is measured in karats, with 24k Gold being the purest form. However, many Gold coins and bars will contain alloys such as copper or silver, which can affect their overall purity level. It’s really important to understand the hallmarks and markings on Gold coins and bars and the testing methods used to verify their purity. 

This knowledge will help you make informed investment decisions and ensure that you get the best value for your money.

Investing in high-quality and pure Gold is about securing your financial future and preserving a piece of history. 

Gold has been a symbol of wealth and power for centuries and continues to hold a special place in our British culture. By investing in physical Gold. you are becoming a part of this rich history and ensuring that it endures for generations to come. 

Quality factors to consider

Firstly, ensure you’re not getting short-changed on the weight and size of your Gold coin or bar. A well-minted Gold product should match the description provided by the dealer with no discrepancies. You want to ensure that you invest in a legitimate and trustworthy product.

Appearance matters! A high-quality Gold coin or bar should have a clean and crisp design, free from blemishes or dents. The surface should be uniform and reflect light evenly. The more pristine the design and finish, the better the quality of the gold product.

Choose a reputable dealer with a solid track record of providing high-quality products. Investing with a trustworthy dealer can help you avoid scams and fake products that could cost you a lot of money.

Certification and authentication are crucial when investing in Gold. The refinery providing Gold bars should be accredited to LBMA (London bullion market association) 

All gold bars <100gm  should be sealed and carry a certificate on the packaging itself and 

have a physical certificate. All Gold bars have a serial number indented on the bar, which should be the same on the certificate.

Always ask for certificates of authenticity to verify the weight, purity, and other important details of your gold investment. This documentation will give you the peace of mind that you’re investing in a high-quality product.

By keeping these quality factors in mind, you can invest in high-quality Gold that will hold its value and bring you years of financial security.

If you need help with your Gold investments, you can call or visit us at our shop in London. We will be happy to advise you!

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The Recyclability of Gold

Gold is a rare and precious metal valued for its beauty, rarity, and unique properties for thousands of years. Its unique combination of physical and chemical characteristics makes it a highly sought-after commodity. Gold is a key component of the global financial system and is used as a benchmark for currency values and as a reserve asset by central banks worldwide. 

The demand for Gold is driven by various factors, including its use in jewellery, electronic devices, and investment, as well as its role as a hedge against inflation and market volatility.

The Recycling Process of Gold

Gold recycling is a critical part of the Gold industry and helps to conserve it. The recycling process involves the collection of scrap Gold, which is then refined to produce new Gold. 

Here’s a brief overview of the recycling process:

  1. Collection of scrap gold: The first step in the Gold recycling process is the collection of scrap gold. This can come from various sources, including jewellery, dental fillings, electronic waste, and other sources. The collected scrap Gold is then sold to a refiner who will process it further.
  1. Refining process: The next step in the Gold recycling process is the refining of the collected scrap Gold. This involves a series of chemical treatments that remove impurities and separate the Gold from other metals. The resulting pure Gold is then melted into a bar, coin or another form, ready for reuse.
  1. Recovery of gold from electronic waste: Recently, there has been a growing demand for Gold recycling from electronic waste. This is because electronic devices contain a significant amount of Gold, which can be recovered through recycling. The process involves the dismantling of electronic devices, followed by the extraction of Gold from the recovered components.

Gold recycling is important because it helps to reduce the demand for newly mined Gold. This, in turn, helps reduce the environmental impact of Gold mining, which can significantly impact the environment. The more Gold is recycled, the less that needs to be extracted from the earth. Additionally, recycling Gold is more cost-effective than mining for new Gold, which makes it an attractive option for many organisations. Encouraging responsible Gold mining practices and increasing transparency in the supply chain can also help make the Gold industry more sustainable.

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 The New Commemorative King Charles Coins

After the passing of our late Queen Elizabeth II in September, we knew that the coins we use every day with her portrait on them would eventually have to be phased out and replaced with the portrait of our new King Charles III. 

At the end of 2022, The Royal Mint unveiled a new coin effigy of King Charles III; these new coins were released at the beginning of the year. This new coin design features a portrait of King Charles III facing right and was designed by Martin Jennings. The Royal Mint has a long-standing tradition of creating new effigies to mark significant changes in the monarchy, and this new effigy of King Charles III continues that tradition.

The King’s portrait will appear on the heads of the new £5 and 50p coins. On the reverse of the 50p coin is a design that originally appeared on the 1953 Coronation Crown. The reverse of the £5 coin features two new portraits of Queen Elizabeth II that artist John Bergdahl created. Both these designs will commemorate the life of our late Queen.

5 New Memorial Bullion Sovereign Gold Coins 

To mark the passing of Her Late Majesty Queen Elizabeth II and to honour her long life and reign, a new memorial range of Sovereign bullion coins are being released this month. 

This is the first Sovereign Bullion range featuring the official portrait of His Majesty The King; it features Benedetto Pistrucci’s St George and the dragon and an intricate reinterpretation of the Royal Arms by Jody Clark. 

The five new coins are:

  • The Memorial Sovereign 2022 Gold Bullion Coin
  • The Memorial Soverign 2022 Twenty-Five Bullion Coin Tube
  • The Memorial Half-Sovereign 2022 Gold Bullion Coin
  • The Memorial Double-Sovereign 2022 Gold Bullion Coin 
  • The Memorial Quarter-Sovereign 2022 Gold Bullion Coin

These coins will all feature our new King Charles III for the first time, and they will be released on the 7th of February. 

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The Forecast of Gold prices in the UK in 2023

As 2022 drew to a close and we welcomed in the New Year, Gold was one of the best-performing assets, just behind the US dollar. 

Supply and demand are the two main factors that affect Gold prices. When demand for Gold increases, so does its price; when more people sell their Gold than buy it, prices drop. Other factors include inflation, economic growth or decline, currency exchange rates, and political turmoil—all of which influence the global markets and play a role in setting Gold prices. 

In 2022, Gold did underperform due to The Federal Reserve System, which is the central bank of the United States; raising their interest rates which had a negative impact on bonds and Gold. This meant that the value of the U.S dollar increased, and it became a safer investment, so the demand for Gold decreased. 

However, the forecast for Gold prices for this year looks promising. As we enter 2023 and see that many economies could face a bit of a recession, Gold will naturally become more attractive to investors. Gold is the only asset that every central bank owns, and according to the World Gold Council, in the third quarter of last year, central banks bought 400 tonnes of Gold. 

Towards the end of 2022, we saw the value of Gold start to rise as the US dollar started to weaken, and if this continues, then the value of Gold will continue to go up in value during 2023. It’s important to remember that Gold prices aren’t always stable; they often fluctuate based on short-term events like news reports or natural disasters. This means that predicting long-term trends with any degree of accuracy is difficult. 

We are looking forward to seeing what unfolds this year! As always, if you are looking to invest in Gold, we’d be happy to help you alongside a financial advisor.

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When is the best time to buy Gold?

Investing in Gold is a great way to protect your wealth and secure your future. But when is the best time to buy Gold? 

Gold prices tend to move seasonally, meaning they are likely to peak at certain times of the year. The most important factor to consider when deciding when is the best time to buy Gold is what Gold prices are doing at any given moment. The best approach is usually buying during periods when Gold prices are falling and selling during periods when Gold prices are rising. 

Let’s take a closer look at buying Gold and determine when you should invest.

The best time to buy Gold depends on several factors, including the current market conditions, political landscape, and economic outlook. 

Here are our top three points to consider before investing in Gold: 

  • Market Conditions: When determining when to buy gold in the UK, it is important to keep an eye on global market conditions. People tend to flock towards Gold if there is volatility or uncertainty in other markets—such as stocks or foreign currencies. This can drive up demand for Gold and push prices higher. 
  • Political Landscape: Political events can have a major impact on Gold prices. For example, suppose there is political unrest or turmoil in a certain country or region. In that case, it could cause investors to flee that region’s currency and seek out the stability of Gold investments instead. 
  • Economic Outlook: The health of an economy can also affect when you should buy Gold. During times of recession, investors may view buying Gold as a safe bet instead of putting their money into other investments that may be riskier during an economic downturn. On the other hand, if an economy is expanding rapidly, people may want to invest in higher-risk ventures instead of buying Gold.  

Many factors go into determining when you should buy Gold. It’s essential to pay attention to market conditions, political events around the world, and overall economic outlook before making any decisions about investing. Keeping track of these indicators will help you make informed decisions about your investments to maximise your returns over time. By understanding how different factors affect Gold’s price, you can ensure that you invest at just the right moment!

*Please note that we are not financial advisors, so always do your own research before investing in Gold.  

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An Overview of the Current Price of Gold in the UK

As with any investment, keeping an eye on the market is important. This is especially true when it comes to Gold. The price of Gold can fluctuate greatly depending on various factors, making it difficult to determine what will happen next. In this post, we’ll take a closer look at the current price of Gold in the UK and what factors influence its value. 

Current Price Of Gold In The UK  

The live price of Gold can fluctuate dramatically daily and even hour to hour. Today the price of Gold is £1,557.47 per ounce (£50.07 per gram). It has dropped slightly this week but is nearly at its highest since September 2022.

Factors Influencing the Price of Gold in the UK 

Several different factors, including supply and demand, geopolitical events, and currency exchange rates determine the price of Gold. Supply and demand play an important role in determining the price of Gold; if there is an increase in demand for Gold, then prices may rise. Likewise, if there is a decrease in demand for Gold due to political or economic events, then prices may also fall. 

Inflation also plays a role in determining the price of Gold. If inflation is high, people may turn to invest in Gold as a haven from potential financial losses due to rising living costs. 

Gold Coins & Bars 

Investors need to consider additional costs, such as premium prices for special coins or bars and shipping fees or taxes, when buying or selling physical Gold coins or bars.

Another important factor to consider when buying physical Gold is storage fees. Most banks offer safe deposit boxes that provide secure storage for valuable items like jewellery and coins – but these come at a cost, so make sure you factor this into your budget before making any investments! 

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2022 recap

Happy New Year! As we welcome 2023, we thought we would recap the Gold market in 2022. 

In 2022, Gold saw a period of significant changes in the United Kingdom. It was an eventful year for the precious metal, from new regulations to rising prices. Let’s take a look at some of the key developments and what they mean for investors and consumers alike. 

Price Changes 

Gold prices rose significantly during 2022, reaching their highest level since 2011. This was largely due to increased demand from central banks and other institutional investors seeking to diversify their portfolios or hedge against economic uncertainty. This surge in demand led to higher prices across the board, with Gold coins becoming increasingly popular as investments among individuals and institutions.

One of the biggest changes to gold prices in 2022 was due to Brexit. After Britain officially left the European Union on January 1st, it caused great uncertainty in global markets. This instability caused investors to flock to safe-haven investments such as gold, significantly driving its price. 

Regulatory Changes 

The UK government also implemented a few regulatory changes related to Gold. This included the introduction of new rules around how Gold can be traded, including restrictions on who can buy and sell gold bullion bars and coins online. 

These regulations were established to protect consumers from potential fraud or manipulation by rogue traders or dealers. Stricter reporting requirements were also put on companies that deal with Gold trading, aiming to improve transparency and accountability.

The Royal Mint started producing new coins.

Along with the rest of the UK this year, we were deeply saddened by the news of Queen Elizabeth II’s death on September 8th. The coins we use every day started to phase out in December, with new coins being introduced featuring our new King. This year we will start to see new coins featuring King Charles III’s portrait. 

We are looking forward to seeing what 2023 brings!